A two-sided exchange for parametric contracts. Hedgers buy certainty. Sellers earn premium. Oracle-driven settlement — no claims, no waiting.
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“UA847 cancelled. $1,200 hotel. Non-refundable.”
Every year, billions of dollars in non-refundable bookings vanish when events nobody could prevent occur. The flight cancels. The vendor no-shows. The weather turns. The claim gets denied.
Caslon changes that.
Traditional insurance pays out after someone investigates your claim. Parametric contracts pay out when a condition is met — full stop. The trigger is written into the contract. An external oracle confirms it. No adjuster, no dispute, no waiting.
Caslon operates as a derivatives exchange. Both sides post collateral before the event window opens — counterparty risk is zero by design.
If the flight cancels, the oracle reads FlightAware. The contract settles within 24 hours. The payout lands in your balance.
Pay a small premium upfront. If the event triggers, you receive the full payout — no claim required.
Post collateral, set your premium, collect it upfront at match. You're pricing probability — not filing paperwork.
The seller's entire payout obligation is locked before the event window opens. Counterparty risk is structurally zero — not just contractually promised.
No claims. No arbitration. The trigger condition is matched against verified external data. When the oracle confirms — the contract settles automatically.
No insurable interest required. No underwriting. Any event with a verifiable outcome can become a contract — flights, weather, real estate, anything.
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Caslon was built around a simple observation: most financial risk in everyday life is predictable, verifiable, and completely unhedged.
A flight cancels and a $1,200 hotel room is gone. A vendor no-shows and a deposit is disputed. A real estate closing slips and relocation costs compound. None of these are surprises — they're known risks with known outcomes.
Traditional insurance handles these poorly: slow claims, high overhead, and a financial incentive to deny. Parametric contracts handle them cleanly.
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